Northwest Real Estate can help you apply for your new home loan.

Securing the mortgage loan is one of the more exasperating elements of buying a home. But it doesn't have to be. I have excellent relationships with several mortgage lenders in the Bellevue area, and they've helped me understand a few things that can make the loan application process uncomplicated.


1 – Compile a list of questions about your loan program

Be sure you bring a list of questions if you don't thoroughly comprehend the advantages and disadvantages of all the various loan programs. It is hard to understand the characteristics of fixed and adjustable rate mortgages. One of my trusted lenders or I will help you understand the advantages and disadvantages of each program.

2 – Determine when you want to lock

When you lock in the rate, your lender is guaranteed to hold to the interest rates for the loan – commonly at the time the loan application is received. By floating the rate, you can lock the rate at any time between the loan application day and closing. Buyers who decide to float believe that interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Acquiring a mortgage loan requires a lot of paperwork, so you should take some time to get all your documentation together. Click here to see common questions you'll have to answer on a loan app.


Need Assistance?

Securing financing is just one aspect of a real estate transaction. Northwest Real Estate is experienced at aiding both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a real estate pro experienced at the business side of buying and selling.

Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

Your Information
Some Details